Professional

Before I can speak intelligently about the services that might be appropriate for you and your family, I need to get to know you. And, before you can feel comfortable sharing your goals and dreams, you need to get to know me.


Investment Philosophy

We believe in a disciplined investment approach based on diversification across broad asset classes. Our advisors balance this emphasis on individualized asset allocation with a focus on diversification and a long-term view of markets and performance. Understanding your investment attitudes and risk tolerance, and developing your unique financial profile are the keys to creating an appropriate asset allocation.

Our advisors are experienced professionals who have a detailed understanding of current tax laws and create financial strategies designed to achieve a variety of complex goals. Our services are available to you within a range of fee structures that are negotiated between you and your advisor, based on the complexity of your needs and services required.

Our process is unique. We focus first on what you value... and then on the value of what you own. Other plans begin with solutions. Our approach begins by helping you discover what is important to you and ends with a plan that reflects your core values. The term "values" reflects your desire to transfer family values to your heirs along with a financial legacy.

Our investment philosophy and asset allocation approach consists of 10 points.

  1. Solve your risk-based needs first.
  2. Provide expert guidance to help develop your long-term investment strategy.
  3. Create a strategy consistent with your risk tolerance, time horizon and goals.
  4. Determine a diversification strategy using asset allocation to meet goals.
  5. Use professionally created quality investment portfolios designed to match your asset allocation strategy.
  6. Use rebalancing to remove emotion from decision making.
  7. Manage the impact of taxes and inflation.
  8. Evaluate the asset allocation relative to your long-term goals and benchmarks.
  9. Help you resist the temptation to change your strategy during up or down market movements.
  10. Encourage you to start early, invest regularly, and use dollar cost averaging.

Professional Development

Ryan McIntyre has earned the Chartered Financial Consultant (ChFC®), Chartered Life Underwriter (CLU®), and Certified in Long-Term Care (CLTC) designations through the American College in Bryn Mawr, Pennsylvania.

 

The Chartered Financial Consultant (ChFC®) designation focuses on the comprehensive financial planning process as an organized way to collect and analyze information on a client's total financial situation; to identify and establish specific financial goals; and to formulate, implement, and monitor a comprehensive plan to achieve those goals. The ChFC program provides financial services professionals with in-depth knowledge of the skills needed to perform comprehensive financial planning for their clients.

 

The Chartered Life Underwriter (CLU®) designation has long been recognized as the fundamental and foremost educational credential for life insurance professionals. Since 1927, more than 94,000 individuals have earned their CLU, helping them build a successful life insurance practice by providing clients with knowledgeable and ethical advice. For Financial Representatives, field management, home office personnel, and others involved in providing life insurance products to the public, the CLU designation symbolizes continuing growth and commitment to professionalism.

 

The Certified in Long-Term Care (CLTC) designation was created in 1999. It focuses on the discipline of extended care planning. It provides professionals the critical tools necessary to discuss the subject of longevity and its consequences on their client's family and finances. The program teaches advisors how to mitigate these consequences by developing a plan to protect their clients and their families.

Million Dollar Round Table (MDRT)

Ryan McIntyre is a qualifying member of the Million Dollar Round Table (MDRT) (2011-2015). MDRT is the premiere association of financial professionals. MDRT status designation is granted for one year and members must apply every year to continue their affiliation with the MDRT.

Founded in 1927, MDRT provides its members with resources to improve their technical knowledge, sales and client service while maintaining a culture of high ethical standards.

National Association of Insurance and Financial Advisors (NAIFA)

Ryan is a member of  the National Association of Insurance and Financial Advisors (NAIFA).The mission of the National Association of Insurance and Financial Advisors is to advocate for a positive legislative and regulatory environment, enhance business and professional skills, and promote the ethical conduct of our members.

NAIFA is a national nonprofit organization representing the interests of more than 70,000 insurance and financial advisors nationwide, through its federation of over 900 state and local associations. Founded in 1890, NAIFA is the nation's largest financial services membership association.

Ryan is also the recipient of the NAIFA Quality Award, the mark of excellence and quality service in the financial services industry since 1945.

Physicians Nationwide

Ryan McIntyre is a member of Physicians Nationwide. Physicians Nationwide is a group of qualified and experienced Northwestern Mutual Financial Representatives who specialize in serving the unique financial needs of physicians.


Associations | Memberships | Accomplishments

Ryan C McIntyre, ChFC®, CLU®, CLTC
Wealth Management Advisor


Physicians Nationwide

 

To learn more about Northwestern Mutual Investment Services, LLC and its financial representatives, visit: FINRA BrokerCheck